Subject: Re: Visa Is Credit Card Scammer
Date: Mon, 07 Oct 2002 22:14:00 GMT
NNTP-Posting-Date: Mon, 07 Oct 2002 22:14:00 GMT
Organization: AT&T Worldnet
I work for a major credit card company, so I feel I can speak with some
expertise on the subject....
"HissyFit'n PaminiFarm" wrote in message
> Visa Is Credit Card Scammer
> So what do you think of this letter or email i am thinking of sending to
> FBI? So you think i should send it or not or how can i improve, or have i
> already said too much or not enough?
> Here is why i believe Visa to be a credit card scammer:
ALL credit cards are scams, just read fine print, and it will say mostly how
they intend to screw you. Of course, they intentionally leave a few details
out, just to keep you on your toes.
But alas, this is a topic for a different post...
> I have a small-amount credit card for Internet purchases. The reason i
> credit card is because of all the credit-card scamming about which you
> goes on on the
> the Internet - right?
Actually, you got the small credit limit because you couldn't get approved
for a larger one....
> Well i assumed i had been scammed, so immediately called Visa and told
> They didnot
> seem to be interested in the detail,
Nope, not interested in details, because if you think that credit cards are
a nightmare to keep up with and use, try working for one. The operator who
you spoke with has to keep a certain number of statistics within certain
amounts or else they don't keep their job for long. Average call time,
transfer rate, wrapup time (the time they spend working on your acct after
you get off the phone), and more others than I would care to explain are all
tallied on a daily basis.
It's hard to get into details when your target for talk time per call is 200
seconds, and frankly, they just don't care because they have already spoken
to over 100 other morons with the exact same problem that day.
they just said, immediately, you need a new
> number. Ok, so
> they gave me a new number. Upon opening my bill with the new number, i
> bill is on my new number, plus another another request for money from
> never heard
> of before.
They switched your acct number, and that was all that was changed, they
didn't change what had already been billed to your acct.
> I called their telephone number 888-596-9279 AZ to > ask CC Bill.com
> about the
> $21.95 charge they placed on my statement from Visa. > They said they
> help me unless i
> gave them my credit card number. So i ask them, "So what kind of "billing"
> are you". He
> answers, "We are a billing agent for web page users". I ask, "You mean
> making web
> pages". He sez, "No. For using web pages". I amnot a fast thinker, but
> was he, so nearly
> wordlessly (unless you want to call mutualy stammering, words), we finally
> meeting of the
And found maybe 3 brain cells between the 2 of you....
> As i was hanging up the phone, this is what i deducted: it is porn . . .
The agent saw that you were billed from CCBill.com, and knew right away it
was for porn (as that is all they do), yet another reason they didn't want
to go into details with you.....
> How did it get on
> my credit card?
You gave them your number to get into one of those 'free' websites, or
signed up for a trial membership. Why are you surprised when they started
billing you? Oh, that's right, they just want your credit card number to
make sure you're over 18....
My best advice for credit cardholders is not to have one....I don't, and I